Terms of Service

SMS Terms and Conditions

Effective Date: August 24, 2026

1. SMS Consent Communication Phone numbers and personal information obtained as part of the SMS consent process will not be shared with third parties or affiliates for marketing purposes under any circumstances.

2. Types of SMS Communications If you have consented to receive text messages from Farmers Insurance, you may receive conversational and transactional messages regarding your account, quote, or policy.

Example: "Hello, this is a friendly reminder of your upcoming policy renewal with Farmers Insurance on [Date]. Please contact us at 945-289-0028 with any questions. You can reply STOP to opt out of SMS messaging at any time."

3. Message Frequency Message frequency varies depending on your interactions with us. You may receive up to 4 SMS messages per month related to your policy updates, claims status, or billing reminders.

4. Potential Fees for SMS Messaging Standard message and data rates may apply depending on your mobile carrier’s pricing plan. Additional charges may apply if messages are sent or received internationally.

5. Opt-In Method You may opt-in to receive SMS messages from Farmers Insurance in the following ways:

Verbally during a phone conversation with a agent or customer service representative.

6. Opt-Out Method You can opt out of receiving SMS messages at any time. Reply STOP to any text message you receive from us, or contact us at [email protected] or 945-289-0028 to request removal from our text messaging list.

7. Help and Support If you experience any issues, reply with the keyword HELP to any text message. You can also get support directly by visiting Relianceinsu.com or calling us at

945-289-0028.

8. Standard Messaging Disclosures

Message and data rates may apply.

You can opt-out at any time by texting "STOP."

For assistance, text "HELP", visit Relianceinsu.com, or view our Privacy Policy and Terms and Conditions pages.

Message frequency may vary.